Travel Guard "Holiday Treats" Terms and Conditions

  • The promotion period for “Holiday Treat from Travel Guard!” (“the Promotion”) is from 1 May 2013 to 30 June 2013 (the “Promotion Period”).
  • A lucky draw will be conducted at the end of the Promotion Period (the “Lucky Draw”) where 26 winners will be randomly selected.
  • The Promotion and the Lucky Draw will be administered and run by AIG Asia Pacific Insurance Pte. Ltd. (“AIG”).
  • All Singapore residents who successfully purchase valid ‘Travel Guard Superior (Per Trip) Plan policies underwritten by AIG (“Travel Guard Policies”) via during the Promotion Period will be eligible to participate in the Promotion.
  • Each successful applicant of a Travel Guard Policy is entitled to 1 entry in the Lucky Draw.
  • Employees of AIG and their immediate family members are not eligible to participate in the Promotion.
  • The Lucky Draw will be held on 10 July 2013 at AIG Building, 78 Shenton Way #07-16 Singapore 079120 at 4.00pm.AIG reserves the sole right to void an entry of or disqualify a participant at its sole discretion.
  • AIG reserves the right to draw reserve winners to replace any successful winner(s) who may subsequently be found to be disqualified by reason of cancellation of their Travel Guard Policies before the effective date or otherwise.
  • The winners will be notified within 1 month of the Lucky Draw. They will have to sign an acknowledgement form prior to collection of prizes. If they are unable to personally collect their prizes, they may authorize another party in writing to collect on their behalf. Identification of the authorized person must be produced. Upon redemption of any prize, the winners will not be allowed to cancel their Travel Guard Policies.
  • All prizes won by successful lucky draw winners are not transferable or exchangeable for cash, credit or kind. AIG may at its discretion replace or substitute any of the prizes with another prize of equal or similar value at any time without prior notice being given.
  • All prizes are subject to the respective issuers’ or manufacturers’ terms and conditions. AIG shall not be responsible in any way whatsoever for the validity, utility, suitability or fitness for purpose of the prizes, which shall be the issuer’s or manufacturers’ sole liability. AIG makes no warranties whatsoever with respect to the prizes.
  • If any prizes remain unclaimed after 30 days from the date of the announcement of the winners, they will be forfeited and donated to the Community Chest or to such other approved charitable organization that AIG may select at its absolute discretion. The winner whose prize has been forfeited as indicated herein shall not be entitled to any compensation whatsoever notwithstanding non-receipt of the notification to prize winners.
  • AIG shall not be liable in any manner whatsoever for any claims, losses, damages, costs, interests or expenses arising out of the Promotion, the Lucky Draw, the redemption or the terms of use of the prizes.
  • AIG reserves the right at its absolute discretion to terminate the Promotion or vary, delete or add to any of these terms and conditions from time to time without notice including the basis of allocating the chances, the number of chances, the prizes, duration, date of selection of the winners and any other matters in respect of the Promotion. All such decisions of AIG shall be final and binding on all participants. No correspondence or appeals will be entertained.
  • AIG’s decision on all matters relating to the Promotion will be at its absolute discretion and will be final and binding on all participants. Except for the notification of the winners, AIG shall not be obliged to enter into any correspondence on any matter concerning the Promotion. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotion material relating to the Promotion, these terms and conditions shall prevail.
  • The Lucky Draw winners are deemed to have agreed to participate in any publicity activity organized by AIG and/or Lufthansa relating to the Promotion and Lucky Draw. Participants who submit applications are also deemed to have authorized AIG and/or Lufthansa to disclose and publicise his/her names to any persons and in any mode and manner as AIG and/or Lufthansa may deem appropriate.
  • Acceptance of prize shall constitute consent on the winner's part to allow the use of the winner's name, image, voice and/or likeness by AIG and/or Lufthansa or editorial, advertising, promotional, marketing and/or other purposes without further compensation except where prohibited by law.
  • This Promotion and these terms and conditions shall be governed by Singapore law and each participant agrees to submit any claim, dispute or controversy to the exclusive jurisdiction of the courts of the Republic of Singapore.
  • A person who is not a party to these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act to enforce any of these terms and conditions.

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